Rate	Period	Max LTV	Fee	Incentive	Redemption
	PORTMAN BS	4.48%	to 31.3.07	95%	£399	Advances up to 90%, no HLC	To 31.3.07
	SKIPTON BS	4.59%	to 30.4.07	95%	£499	Flexible option, free A for 6 mths & advs up to 90%, no HLC. Remtgs free legal fees & free valn	To 30.4.07
	LEEDS & HOLBECK BS	4.74%	to 1.3.08	95%	£495	Free ASU for 6 months & advances up to 90%, no HLC	To 1.3.08
	SCARBOROUGH BS	4.79%	3 years	95%	£395	Flexible option & advances up to 90%, no HLC	1st 3 yrs
	LEEDS & HOLBECK BS	4.84%	to 1.3.10	95%	£695	6 mths free ASU & advs to 90%, no HLC	To 1.3.10
	BRITANNIA BS	4.89%	for 5 years	95%	£349	Free ASU for 6 mths & advances up to 90%, no HLC. Remortgages discounted legal fees	1st 5 yrs
	Fixed Rates (with extended redemption tie-in)
		Rate	Period	Max LTV	Fee	Incentive	Redemption
	PORTMAN BS	2.35%	to 31.3.07	95%	£599	Advances up to 90%, no HLC	To 31.3.11
	NORWICH & P'BORO BS	2.38%	for 2 years	95%	£345	Flexible option & advances up to 90%, no HLC	1st 6 yrs
	MARKET HARBOROUGH BS	2.40%	for 2 years	90%	£395	Flexible option & no HLC. Free B+C for 3 months. In England & Wales (min £50K) £225 rebate or remtgs free legal fees	1st 5 yrs
	SAFFRON WALDEN BS	2.45%	to 30.3.07	95%	£599	Advances up to 85%, no HLC. Remortgages refund valuation	To 30.3.11
	WEST BROMWICH BS	2.55%	to 31.1.07	95%	£395	Free ASU for 6 months, refund valn (max £350) & remortgages free legal fees. Advances up to 90%, no HLC	To 31.1.10
	NORTHERN ROCK	2.99%	to 1.4.07	95%	£695	£750 rebate & no HLC	1st 7 yrs
	Discounted Rates
		Rate	Period	Max LTV	Fee	Incentive	Redemption
	LAMBETH BS	4.49%	to 30.4.07	80%	£395	Free ASU for 3 months & no HLC	To 30.4.07
	DUNFERMLINE BS	4.54%	for 2 years	80%	£499	No HLC	1st 2 yrs
	SAFFRON WALDEN BS	4.63%	for 2 years	95%	£349	Advances up to 85%, no HLC. Remtgs free valn (max £500)	1st 2 yrs
	LAMBETH BS	4.59%	to 30.4.08	80%	£395	Free ASU for 3 months & no HLC	To 30.4.08
	CHESHIRE BS	4.61%	for 3 years	95%	£395	Flexible option, free A for 3 months & advances up to 90%, no HLC	1st 3 yrs
	FIRST ACTIVE	4.75%	to 30.4.10	95%	£399	Advances up to 90%, no HLC. Remtgs free legal fees & free valn	To 30.4.10
	Variable Rates
		Rate	Period	Max LTV	Fee	Incentive	Redemption
	COVENTRY BS	4.40%	for term	95%	£324	Free valn (max £650), free ASU for 3 months & advs up to 90%, no MIP. Remtgs £200 rebate	None
	HINCKLEY & RUGBY BS	4.59%	for term	80%	-	Free valuation & no MIP. Remtgs free legal fees	None
	SCARBOROUGH BS	4.64%	for term	90%	-	£250 rebate, refund valuation & no MIP	None
	BRISTOL & WEST	4.69%	for term	95%	£299	Free ASU for 3 months & no MIP	1st 1yr
	NORWICH & P'BORO BS	4.69%	for term	95%	-	Free valuation & advs up to 90%, no MIP. Remtgs free legal fees or £250 rebate	None
	WOOLWICH	4.85%	for term	95%	£149	Flexible option & advances up to 90%, no MIP. Option to offset savings, current account & mortgage	None
	Capped Rates
		Rate	Period	Max LTV	Fee	Incentive	Redemption
	GIRAFFE MORTGAGES	4.29%	to 30.4.06	95%	£299	Currently 4.19% to 30.4.06. Advances up to 85%, no MIP & free ASU for 3 months	To 30.4.06
	NORWICH & P'BORO BS	5.14%	to 5.1.07	95%	£199	Flexible option & advances up to 90%, no MIP	To 5.1.07
	CHELTENHAM & GLOS	5.69%	to 30.4.08	95%	£299	Free valuation & no MIP	To 30.4.08
	GIRAFFE MORTGAGES	5.35%	to 30.4.09	95%	£299	Currently 4.50% to 30.4.09. Free ASU for 3 months, free valn & remtgs free legal fees. Advs up to 85%, no MIP	To 30.4.09
	COVENTRY BS	5.99%	to 31.3.09	95%	£299	Currently 4.80% to 31.3.09. Flexible option, free ASU for 3 mths, free valn (max £650) & advs to 90%, no MIP. Remtgs £200 rebate	None
	BRISTOL & WEST	5.99%	to 31.3.06	90%	£399	Currently 4.89% to 31.3.06. Free no MIP & free ASU for 3 months	To 31.3.06

ASU = Accident, Sickness & Unempoyment Insurance
U - Unemployment Insurance
B&C - Buildings & Contents Insurance